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  • My wife and I were treated like gold throughout the entire process working with the team for our home loan. Even after I closed I was skeptical that if I had a question about our loan that we wouldn’t be helped as quickly. I was wrong; they replied to my questions and were very helpful along the way and even after closing.

    Dr. Tyler Hicks, DMD, Dental Resident, VA Hospital
  • If anyone out there paid as much attention to a loan as this group, more people would be able to get the funding needed to close on a home. I appreciate the detail and time that was spent in getting us closed. Thank you so much.

    Dr. Craig Taylor, DDS, and Allison Taylor – Henderson, Nevada
  • We lived clear across the United States from where we were building our home and the team made the entire thing hassle free doing everything via email. This was our first home purchase and they were able to keep our minds at ease and answer all of our questions.

    Jason Pursley Parker and Dr. Ryon Parker – Southern Nevada Internal Medicine
  • We had a great experience buying our home with David Nelson and team. Emails were answered promptly and everything went very smoothly. The final cost came in under the estimate as well, which was a nice surprise. I would recommend them to others.

    Danielle and Dr. Mark Rowan, Pediatrician – Alpine Pediatrics
  • The day of the loan, he called us and told us we could actually lower the interest rate that day if we wanted to wait a few days, which I don’t think many lenders would ever do. So it was a great experience, I’d recommend him to anybody.

    Dr. Tricia and Derek Twelves – Riverton, Utah
  • Analysis of a Flawless Home Purchase

      Josh Mettle:                       Hi friends, my name is Josh Mettle with Fairway Independent Mortgage and I’m here with Sam Robinson. Sam, thanks for hanging out with me today. Sam Robinson:                  Happy to be here. Josh Mettle:                       And Sam just went through one of the most flawless home purchase transactions that I have ever seen. It literally could not have gone any better, in my opinion. It was much smoother than my first home purchase. And I thought, you know, maybe … Read more

  • Are Real Estate Prices “Crazy”?

    Are you surprised by what it costs to buy a nice home nowadays?  With interest rates still relatively low and the economy nearing full throttle, prices of virtually every asset around the world have gone up. How can you tell if we have entered a bubble and if the houses you are looking at are crazily priced? There are actually several reliable indicators you can apply to give you some context and help you understand if property values have gotten … Read more

  • WHAT IN THE HECK IS GOING ON WITH MORTGAGE INTEREST RATES?!

    We have just hit the worst levels we have seen since January 2014 in the mid to high 4% ranges (depending on credit scores). Let’s dive in and try to figure out what is going on. Before we go into where we are today, I want to take a little bit longer perspective on the history of mortgage interest rates because we have really been spoiled over the last 10 years with 30 year fixed rates below 5%. The chart … Read more

  • How To Use Bitcoin for Mortgage Down Payment

    How To Use Bitcoin for Mortgage Down Payment Hi friends. My name is Josh Mettle with Fairway Independent Mortgage. And today we’re gonna answer the question I’ve been getting about cryptocurrencies and bit-coining. Can this be used, can these funds be used in a mortgage transaction for down payment to closing costs? Now the reality is, with most mortgage lenders across the country, you can’t directly use the cryptocurrency as a down payment. What you’re gonna need to do is … Read more

  • First Time Homebuyer Programs

      Let me guess, you’re reading this because you are intrigued by the idea of purchasing a home. However, you’re not sure exactly where to start. Don’t worry; you’re not alone, as many first-time homebuyers are intimidated by the process. After all, there are two things not taught in grade school: how to file taxes and how to buy a house. Therefore, it’s natural for us millennials to jump online to try and find out as much information as possible. … Read more

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