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  • My wife and I were treated like gold throughout the entire process working with the team for our home loan. Even after I closed I was skeptical that if I had a question about our loan that we wouldn’t be helped as quickly. I was wrong; they replied to my questions and were very helpful along the way and even after closing.

    Dr. Tyler Hicks, DMD, Dental Resident, VA Hospital
  • If anyone out there paid as much attention to a loan as this group, more people would be able to get the funding needed to close on a home. I appreciate the detail and time that was spent in getting us closed. Thank you so much.

    Dr. Craig Taylor, DDS, and Allison Taylor – Henderson, Nevada
  • We lived clear across the United States from where we were building our home and the team made the entire thing hassle free doing everything via email. This was our first home purchase and they were able to keep our minds at ease and answer all of our questions.

    Jason Pursley Parker and Dr. Ryon Parker – Southern Nevada Internal Medicine
  • We had a great experience buying our home with David Nelson and team. Emails were answered promptly and everything went very smoothly. The final cost came in under the estimate as well, which was a nice surprise. I would recommend them to others.

    Danielle and Dr. Mark Rowan, Pediatrician – Alpine Pediatrics
  • The day of the loan, he called us and told us we could actually lower the interest rate that day if we wanted to wait a few days, which I don’t think many lenders would ever do. So it was a great experience, I’d recommend him to anybody.

    Dr. Tricia and Derek Twelves – Riverton, Utah
  • Moving up Is MORE Affordable Now Than Almost Any Other Time in 40 Years

    Trulia recently posted a blog, Not Your Father’s Housing Market, which examined home affordability over the last 40+ years (1975-2016). Their research revealed that: “Nationally, homes are just about the most affordable they’ve been in the last 40 years… the median household could afford a home 1.5 times more expensive than the median home price. In 1980, the median household could only afford about 3/4 of the median home price. Despite relatively stagnant incomes, affordability has grown due to the … Read more

  • Five Mistakes to Avoid When Purchasing Your New Home.

    You may be ready to take the next step in your life and purchase your first home. You may even be ready to move on to a newer home. No matter the case, there are several things that you must do before you move into that beautiful new home. Things like finding a realtor, finding the home, securing financing, saving for a down payment, and many others. With all of those variables, there are some roadblocks and potential mistakes to … Read more

  • Is Mortgage Interest Tax Deductible?

    One of the questions we’ve been getting a lot from clients is “Is mortgage interest still tax deductible?” And the answer to that is absolutely yes. What has changed with the tax reform act that went through is the amount of standard deductions that someone will qualify for has increased, and so in some instances it is going to be more beneficial for someone to elect to go with the standard deductions, versus deducting the interest in your mortgage. But … Read more

  • What Impact Do Higher Mortgage Rates Have On Housing Prices?

    Mortgage interest rates have risen by nearly one half percent thus far in 2018, most projections are for a five percent 30 year fixed rate by the end of the year and I personally would not be surprised to see it above that. WHY are rates moving higher after 30 years of lower and lower interest rates? As I have written about before, higher mortgage rates are a near certainty due to the fact inflation is ticking up faster than … Read more

  • Analysis of a Flawless Home Purchase

      Josh Mettle:                       Hi friends, my name is Josh Mettle with Fairway Independent Mortgage and I’m here with Sam Robinson. Sam, thanks for hanging out with me today. Sam Robinson:                  Happy to be here. Josh Mettle:                       And Sam just went through one of the most flawless home purchase transactions that I have ever seen. It literally could not have gone any better, in my opinion. It was much smoother than my first home purchase. And I thought, you know, maybe … Read more

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