Yes, the great news is that dentists, orthodontists, oral surgeons and other dental professionals can qualify for a physician home loan. Here are some of the advantages our dentist mortgages offer:
- Able to close up to 60 days prior to the start of your employment contract
- Lender paid mortgage insurance
- Qualify with deferred or IBR student loans**
- 97% LTV*** financing up to $650,000
- 95% LTV financing up to $850,000
- 90% up to $1.5 million
- 100% financing up to $424,100 in some areas
- 97% financing up to $424,000 in all states
- Gift funds OK with no seasoning in your account
Call Josh Mettle at 385-355-2130 and ask any questions you have about dentist mortgages. We’d love to answer them or you can here.
**IBR payments can be utilized as long as they are in repayment and the amount of the payment is verified. Forecast IBRs are not permitted.
*** LTV/CLTV may vary based on credit score and product type.