Category Archives: Family

This Real Estate Bubble – Likely Isn’t a Bubble

This Real Estate Bubble – Likely Isn’t a Bubble: 11 Data-Driven Reasons Why You Should Buy Your Dream Home Immediately Earlier this year I sat as an attendee at the WCI conference, also known as the Physician Wellness and Financial Literacy Conference in Park City, UT.  I was approached by a physician attendee who recognized me and asked: “Josh – when will the real estate bubble pop?” He went on to explain that his young family had outgrown their home and were … Read more

Five Mistakes to Avoid When Purchasing Your New Home.

You may be ready to take the next step in your life and purchase your first home. You may even be ready to move on to a newer home. No matter the case, there are several things that you must do before you move into that beautiful new home. Things like finding a realtor, finding the home, securing financing, saving for a down payment, and many others. With all of those variables, there are some roadblocks and potential mistakes to … Read more

Are Real Estate Prices “Crazy”?

Are you surprised by what it costs to buy a nice home nowadays?  With interest rates still relatively low and the economy nearing full throttle, prices of virtually every asset around the world have gone up. How can you tell if we have entered a bubble and if the houses you are looking at are crazily priced? There are actually several reliable indicators you can apply to give you some context and help you understand if property values have gotten … Read more

How Rising Prices Will Help Your Family Build Wealth in 2018

  Over the next five years, home prices are expected to appreciate on average by 3.35% per year and to grow by 24.34% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey. So, what does this mean for homeowners and their equity position? As an example, let’s assume a young couple purchases and closes on a $250,000 home this month (January). If we only look at the projected increase in the price of that home, how much equity will … Read more

FHA VS Conventional mortgage loans

Conventional and FHA loans saw significant loan limit increases in many counties across Utah. Below is the current loan limits for each county. We’d be honored to answer your questions and compete for your business. Conforming Loan Limits FHA Loan Limits If you are interested in more information regarding the differences between FHA and Conventional mortgage loans, please watch this short video: Would you be interested in searching for homes just like Realtors do? Up to 47% of the information … Read more

Tips for Buying a House in a Different State!

First, if you have friends or family in the new state, ask them to refer you to a real estate agent they trust or ask your current real estate agent to refer someone they might know. If you don’t know anyone there and have already found a job in the new city, ask your new co-workers for referrals. Before you commit to working with a new real estate agent, meet with them and ask any questions you may have. Ask … Read more

Why write a book about mortgage loans for physicians?

For this month’s newsletter, I want to start off with a few pics from our weekend in Newport Beach. We had a fantastic beach day with my father, the kids and near perfect weather. I think anytime you can get 3 generations together for a day of play is pretty special. This day definitely qualified. A friend who was with us snapped these photos. Too cute, right! I cherish these happy loving moments between Zander and Aria, I’m proud of … Read more

Mettle Family Thailand Adventure, Lessons Learned

Here is a short video I made about our three month long adventure in Thailand. Whether you live in Salt Lake City, Park City, Provo or somewhere in between, you probably deal with the stress that our fast paced lives can bring along with the joys we experience too. I hope some of the lessons I learned will resonate with you. Hey, it’s Josh and I’m just back from a three month sabbatical in Thailand. And I thought I’d just … Read more

Gambling on Real Estate…

We are home!  The Mettle Family Adventure that took us to the other side of the world and back is over, but what memories we have.  I again want to thank my clients, partners and family for their support. As I re-adjust to life in the fast lane (America), I will tell you we have so much to be thankful for; clean running water, traffic laws, clean restaurants and bathrooms, high speed internet, reliable power and general peace and order … Read more

Observations from the other side of the planet (final chapter)!

This month I write you from Bangkok Thailand, as the Mettle family adventure has come to an end (for now), we begin our long two day trip home in a few days (we will beat this letter home by several weeks, so say hello if we have not connected since I’ve been back). Our trip has been a life changing event for my family and I want to give a special thanks to those of you who supported me while … Read more

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