Category Archives: Homepage

Can I Use My Home Equity for a Down Payment?

“Can you use a home equity line of credit as a down payment to purchase a new home or a new investment property?” That’s a question we get all the time, and the simple answer is yes. That is absolutely an allowable source of funds. Most mortgage underwriting guidelines will allow you to borrow money to be used for a down payment, provided that that money is securitized or collateralized by an asset. If you have a free and clear … Read more

When Will The Real Estate Bubble Pop? – A look into the Supply and Demand of the Housing Market

If you’re one of the millions of Americans who wants to buy a home this year, the constant increases in property values might have you feeling edgy. When you keep getting outbid on homes, you wonder if it’s wise to offer more for the next home you fall in love with. People who already own homes fret, too. They worry that they’ll sell their current home and then not find a move-up home they can afford. It can be really … Read more

When Will The Real Estate Bubble Pop? – A look into the Supply and Demand of the Housing Market

If you’re one of the millions of Americans who wants to buy a home this year, the constant increases in property values might have you feeling edgy. When you keep getting outbid on homes, you wonder if it’s wise to offer more for the next home you fall in love with. People who already own homes fret, too. They worry that they’ll sell their current home and then not find a move-up home they can afford. It can be really … Read more

10 Ways to Get Your Home Ready For Spring/Summer

As the winter months come to an end, the warm weather approaches and heats up the earth. Your home has been sitting, cold, wet, and without much maintenance for quite awhile now. It’s time to get out and make sure your home is still in great shape and ready for the warm season ahead! The gutters are a huge part of your homes well-being. They control the flow of water and protect your roof, walls, and yard from rainwater! Make … Read more

First Time Homebuyer Programs

  Let me guess, you’re reading this because you are intrigued by the idea of purchasing a home. However, you’re not sure exactly where to start. Don’t worry; you’re not alone, as many first-time homebuyers are intimidated by the process. After all, there are two things not taught in grade school: how to file taxes and how to buy a house. Therefore, it’s natural for us millennials to jump online to try and find out as much information as possible. … Read more

Fundamentals Accelerating Home Values In 2018

Many of our clients are asking where home values are likely to go from here.   Is the real estate market ready to take a breather, or worse, are we entering another bubble? With home prices nationally above or near all time highs, it’s rational to exercise caution and pause before making a decision to enter the housing market; or making the decision to sell and move up to your dream home.  Before we prognosticate the future, let’s take a look … Read more

Tax Reform and its Potential Impact on Housing

Disclaimer: This guide is not meant to be a resource for tax advice but instead a resource for basic information concerning only certain aspects of the new tax code and how they may impact the real estate market. You should get tax advice from your accountant or tax preparer who will explain how the entire tax code will affect your personal return. This information comes immediately after the new tax code became law. Some of the information may be revised … Read more

October Team Scorecard

Each month we pause to reflect on the Fairway Branch Score Card to see how we are doing operationally and where we can improve. We practice this discipline because we literally exist to treat others as we would have them do unto us if our roles were reversed. Now that might sound a little funny if you are not familiar with our team or our company, but we truly believe there is a more exciting and rewarding accomplishment beyond making … Read more

Solutions and Service

What makes Utah Physician Home Loans different? We offer solutions.  Our specialized and highly trained underwriters, processors and originators underwrite to your specific situation to solve the different issues and challenges that Utah physicians face when qualifying for a home loan. We provide first class service to our physician clients.  We understand that you have a very heavy work and stress load, if you add a complicated mortgage process on top of it all, it can be overwhelming.  We make … Read more

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